Core banking for microfinance
One platform. Every banking operation.
Banking the underbanked, beautifully. Clients, loans, savings, susu collections, treasury and the full ledger — shaped around the returns your regulator and association ask for.
- reports — every angle of the business
- 100+ reports — every angle of the business
- every entry posts to the ledger as it happens
- Live every entry posts to the ledger as it happens
- susu collections with cash-ups at close
- Field susu collections with cash-ups at close
For microfinance institutions, susu operators and credit unions
A microfinance institution lives or dies on two things: whether the field collections reconcile at close, and whether the returns go out clean. TrustBanca is built around both.
Every transaction — a susu collection on a field agent's phone, a disbursement at the counter, a teller till closing for the day — posts straight to a proper double-entry ledger. Nothing posts until a second officer approves it. And over a hundred reports come out the other side: PAR ageing, sectorial breakdown, largest exposures, prudential returns, ratio analysis, branch and officer performance.
Bring your history with you. We import your chart of accounts and ledger, mapped first, so your opening position is your own.
Everything it runs
16 modules · one login
Client management
KYC documents, guarantors, groups and full member history
Loan lifecycle
Appraisal, approval, disbursement, schedules and repayment
Savings & deposits
Ordinary, interest-bearing and fixed deposit accounts
Susu collections
Daily field collections by agent, with cash-ups at close
Investments & treasury
Placements and fixed deposits with maturity tracking
Borrowings & funding
Bank and investor facilities, accrued and scheduled
Double-entry accounting
Standard chart of accounts, every entry posted for you
Fixed assets register
Additions, disposals and depreciation run automatically
Budgeting
Set budgets and watch variance against actuals as you go
Cashier, e-cash & vault
Teller tills, vault movements, day open and day close
Maker–checker approvals
Nothing posts until a second officer approves it
Payroll
Salaries, SSNIT and PAYE posted straight to the ledger
Targets & commissions
Officer targets, commissions and performance-based pay
Branches & user roles
Many branches, role permissions and a full audit trail
Board & CEO dashboard
The whole institution on one screen, live
Bring your history
Import your chart of accounts and ledger, mapped first
Other systems we build
See TrustBanca on your own numbers.
Book a free demo — we set you up, migrate your history and train your team.
- Call
- 0271 140 468 · 0552 979 073
- info@trustbooks360.com
- Visit
- 01 Gasper Street, Amasaman, Accra